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Some good questions to be posed before buying a new house...- I prefer to buy a new house or a new apartment?- Of how much parts do I need? - Which is my life style? - Which is the environment which I seek for my house? - Is it important, for me, to be close to public transport, close to the trade or to the schools? - I of continuation, soon or do I have wish to move in time? - Which maximum time of transport am I been willing to carry out to join my place of work from my house? - How will I carry out these daily displacements (car, public transport)? - Where will my children go to the school and how? - Which is the budget not to exceed to buy my house? - How will I finance my acquisition? - Which personal capital contribution can I devote to this acquisition? - Which will be rising expenses related to this purchase (notary, etc.) ? - Which life of loan corresponds best to my situation (age, incomes)? - If I must sell before buying my house, I do have to consider a loan relay? Stage 1 - To become an owner, a good choice for me?To make the purchase of a dwelling is one of the greatest financial decisions and change of life style which you can make. You must thus look at the advantages and the disadvantages to become owner before making your final decision.Stage 2 - Do I have the means of reaching the property?You should search for a certain number of simple calculations allowing you to evaluate your current financial standing, the payments which you can support and the maximum price that should pay you.Stage 3 - How much it will really cost me?When you establish the approximate price which you can allow to pay and the type of mortgage loan that you can obtain, you will have to calculate all the expenses related to the transaction to ensure you that you are ready financially.Stage 4 - Which kind of house should I buy?Before starting to seek a house, you must think of your present needs and future for example, the special dimensions, characteristics, the life style and the period of your life.Stage 5 - To which professionals should I appeal?You should find a description of the roles of the professionals to which you will need to make call at the time of the process of purchase of your house, i.e., the real estate agent, the lender or the broker in mortgage loans, the notary or the lawyer, the inspector out of building, the insurance broker, the appraiser, the land-surveyor-geometrician and the manufacturer or the contractor.Stage 6 - How to find the house which is appropriate to me?When you determine the price which you are able to pay and which you will have obtained your pre-authorization mortage holder, you will be ready to begin your research. There are several ways of finding the property which is appropriate to you.Stage 7 - I am ready to buy. What do I have to make?When you find the house which you wish to buy, you will have to present at the salesman an offer of purchase or a convention of purchase-sale.Stage 8 - Which are the last stages to be crossed?This makes the description of the final stages of the purchase of a dwelling: things to be made at the time of the day of the transfer of the property and how to choose your moving firm.Stage 9 - Which are my financial responsibilities?You will be perhaps relieved when you take finally possession of your new house, but recall you that the financial obligations related to the possibility of home-ownership do nothing but start. You will have to budget for the mortage payments, to calculate the expenses of occupation and to constitute reserve funds to face the emergencies.Are you ready now to proceed to our offers and the search engines? |
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